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The Town of Smiths Falls is a vibrant and growing community that offers a range of housing options.
In 2020, the Town completed the Smiths Falls Housing Report which assessed our current housing stock and identified gaps in availability and type of housing. The report outlined 17 recommendations to address current needs and work to ensure there is adequate housing options for the future.
Lanark County provides a range of housing and homelessness programs for Lanark County and the Town of Smiths Falls. The County’s 2019 Housing and Homelessness Plan was developed in conjunction with the 2018 Lanark County Housing Study and provides an analysis of the current need and supply for all forms of housing, specifically affordable housing.
Lanark County administers short-term emergency shelter benefit through the Housing Assistance Program. This program supports persons who've become homeless recently, victims of domestic violence, or people who've been impacted by an apartment fire or a similar type of emergency.
For information on these short-term emergency shelter benefit, please call 613-267-4200 extension 2140 or toll-free 1-888-9-LANARK.
Lanark County Family and Social Services Division offers the following Housing Services and Programs:
Adult Supportive Housing
The Housing Assistance Program provides financial and non-financial assistance to eligible residents of Lanark County who are in immediate risk of losing housing or are homeless. You may be eligible to receive assistance (up to $1,000 per calendar year). Learn More.
Loans to SEMPs to fund shared equity mortgages that they provide directly to first-time homebuyers.
There are two streams within the Shared Equity Mortgage Providers Fund. This is the Shared Equity Mortgage Stream for the funding of shared equity mortgages that will be provided by the proponent directly to first-time homebuyers (Stream 2). Learn more.
For general inquiries or if you are not sure who to call, you can reach Lanark County Housing Services staff, Monday to Friday 8:30 a.m. to 4:00 p.m. at 613-267-4200 ext. 2402 or housingapplications@lanarkcounty.ca
The Landlord and Tenant Board (LTB) resolves:
The LTB also provides information about its practices and procedures and the rights and responsibilities of landlords and tenants under the Residential Tenancies Act .
Learn more by visiting the LTB website.
Smiths Falls Community Improvement Program
In 2022, the Town of Smiths Falls updated is former Community Improvement Program (CIP) to include financial support to landlords and developers interested in creating or improving housing in Smiths Falls:
Get more information about CIP programs and eligibility.
National Housing Co-Investment Fund: New Construction
Low-interest loans and contributions to build new affordable housing.
This New Construction option of the National Housing Co-Investment Fund provides low-interest loans and contributions to build new affordable housing. The Fund prioritizes partnerships between governments, non-profits, the private sector and other partners. Learn More.
National Housing Co-Investment Fund: Renovation
Low-interest loans and contributions to renovate and repair existing buildings for affordable housing.
This Renovation option of the National Housing Co-Investment Fund provides low-interest loans and contributions to renovate and repair affordable and community housing. The Fund prioritizes partnerships between governments, non-profits, private sector and other partners. Learn More.
Rental Construction Financing Initiative
Low-cost loans encouraging the construction of sustainable rental apartment projects across Canada.
CMHC rental construction financing provides low cost funding to eligible borrowers during the most risky phases of product development of rental apartments (construction through to stabilized operations). The minimum loan is $1,000,000, and a maximum of up to 100% of Loan to Cost (for residential loan component).
The initiative focuses on standard rental apartment projects in Canada with general occupants where there is a need for additional rental housing supply. Learn More.
Application-based project funding to build new housing and/or purchase existing buildings that will be rehabilitated or converted into permanent affordable housing. Learn More.
Shared Equity Mortgage Providers Fund - Preconstruction loans
Funding for preconstruction cost loans to commence new housing projects.
There are two streams within the Shared Equity Mortgage Providers Fund. This is the Preconstruction Stream for the development of new projects (Stream 1). Learn More.
Shared Equity Mortgage Providers Fund - Shared equity mortgages
Loans to SEMPs to fund shared equity mortgages that they provide directly to first-time homebuyers.
There are two streams within the Shared Equity Mortgage Providers Fund. This is the Shared Equity Mortgage Stream for the funding of shared equity mortgages that will be provided by the proponent directly to first-time homebuyers (Stream 2). Learn more
